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Rural 1st Loan Officer

Posting Date:  Jan 14, 2023

Springfield, OH, US, 45504 London, OH, US, 43140 Bellefontaine, OH, US, 43311

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for over a century. Our purpose is to secure the future of rural communities and agriculture - one home, one farm and one business at a time. We are passionate about serving the needs of our rural communities and creating positive customer experiences.

Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 10 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do.  


SCHEDULE:  Full Time 
TRAVEL REQUIRED:  50% - 75% 


About Our Opportunity

The Rural 1st Loan Officer (RLO)/ Sr. Rural 1st Loan Officer (SRLO) is a sales position primarily responsible for building relationships with business contacts and customers in the consumer  market segments. The RLO/SRLO will use his or her knowledge of the consumer marketplace, products and finance to fully understand the customer’s or prospect’s business and personal plans and then market the Farm Credit Mid-America financial services that best meet the needs. 

How You Will Spend Your Time

As a Rural 1st Loan Officer, you have the responsibility for originating credit to customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal. After initially screening for soundness, you submit the information to an analyst, underwriter or scoring system for final decision. The RLO/SRLO leads the customer relationship and often coordinates with others to serve the customer’s loan, lease, crop insurance and servicing needs. 

Minimum Education & Experience

Bachelor’s degree in agriculture, business or related degree. At least 1 year of successful experience, in trainee role or in a similar field. Generally competent with routine customers who have basic product needs. 

Mental & Physical Requirements

This job requires the incumbent to have the ability to…

* Engage in telephone and face-to-face conversation to serve customers and give and receive information from customers, staff, vendors, outside consultants and the public.

* Use a computer and similar office technology and tools. This involves reading the screen and keying/typing information.

* Speak and make presentations to individuals or groups on technical subjects related to job.

* Travel via auto or commercial transportation to carry out essential responsibilities of the job.

* Successfully interact with and represent the organization to customers, staff, officers, board members, vendors, and/or the public at all levels.

* Provide sound technical advice to customers and other staff in the subject field(s) related to this position.

* Understand and explain various subject matter and consulting concepts, programs, terminology, and methods.

* Reason, judge, compare, calculate, evaluate, decide, and critique such information as written material, numerical data, responses to customer needs, and/or other related work activities.

Requirements of the job include the ability to do the work, with or without reasonable accommodations. It is the Association's policy to make reasonable accommodations for individuals with disabilities. Leadership retains the right to add, subtract or change duties of the position at any

Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is only a highlight of what we provide our team members:


  • Medical Insurance - Two consumer-driven health plans available paired with a tax-advantaged Health Savings Account (HSA).
  • Dental - Our dental plan offers option of basic or comprehensive coverage. 
  • Vision Insurance
  • Flexible Spending Accounts - Two Savings Plans to plan for eligible healthcare expenses.
  • Employee Assistance Program (EAP) - Mental Health providers for you and your family.
  • Income Protection - Short and Long-term Disability Insurance coverage.
  • Retirement Savings - Team members have 401(k) savings options with an employer match.
  • Paid Time Off - Vacation, sick, and holidays.


Farm Credit Mid-America is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability or any other category protected by law.

Nearest Major Market: Dayton